Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #17029880
Complaint Overview
Complaint ID: 17029880
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Florida
ZIP Code: 33027
Date Received: 2025-11-04T12:00:00-05:00
Date Sent to Company: 2025-11-04T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American, Servicemember
Consumer Narrative
XXXX XXXX XXXX Bank is furnishing completely fabricated account timeline data to all three major credit bureaus, reporting an account that was allegedly opened and closed on the SAME DAY yet shows 11 years of subsequent activity. Account Details : Account Number : * XXXX Date Opened : XX/XX/XXXX Date Closed : XX/XX/XXXX ( SAME DAY ) High Credit : {$30000.00} accumulated in " XXXX days '' Last Payment : XX/XX/XXXX ( 5 years after same-day closure ) Reporting continues through XXXX ( 11 years after one-day existence ) The Violation : This reporting defies the most basic logic : An account can not accumulate {$30000.00} in debt on the same day it opens and closes A consumer can not make payments 5 years after a same-day account closure This account could not have legitimately existed long enough for any activity This represents the most egregious re-aging and data fabrication I have encountered. XXXX has " verified '' this absurd timeline multiple times despite repeated disputes.
Frequently Asked Questions
What is Complaint #17029880 about?
Complaint #17029880 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-11-04T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.