Payday loan, title loan, personal loan, or advance loan -- Confusing or misleading advertising or marketing -- Complaint #17029829

Complaint Overview

Complaint ID: 17029829

Company: Fundo LLC

Product: Payday loan, title loan, personal loan, or advance loan

Sub-Product: Other advances of future income

Issue: Confusing or misleading advertising or marketing

State: Virginia

ZIP Code: 22980

Date Received: 2025-11-04T12:00:00-05:00

Date Sent to Company: 2025-11-04T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/year> I was approved for business funding up to {$800.00} from which the lender, Fundo LLC deducted {$220.00} in " processing, other and wire transfer fees '' at a rate of 34.17 %. Since then I have received multiple aggressive and harassing emails threatening a UCC filing against me in the amount of {$4500.00} which has caused two of my earning accounts to be suspended when originally the agreement should my account default would be a claim to future earnings, not the suspension of my accounts entirely. The only correspondence I have received from Fundo LLC is electronically from a third party and have yet to receive a full, line item disclosure of amounts owed. I have yet to find the UCC filing through the SCC website. In addition, the original agreement states that Fundo may proceed to protect and enforce its rights and remedies by lawsuit, not by UCC filings.

Frequently Asked Questions

What is Complaint #17029829 about?

Complaint #17029829 was filed against Fundo LLC regarding Payday loan, title loan, personal loan, or advance loan specifically about Confusing or misleading advertising or marketing. It was received by the CFPB on 2025-11-04T12:00:00-05:00.

How did Fundo LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, personal loan, or advance loan) and describe your issue in detail.

Can I see other complaints against Fundo LLC?

Yes, visit the Fundo LLC company profile at readthecomplaint.com/company/fundo-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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