Debt collection -- Attempts to collect debt not owed -- Complaint #17029643
Complaint Overview
Complaint ID: 17029643
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was paid
State: Georgia
ZIP Code: 302XX
Date Received: 2025-11-04T12:00:00-05:00
Date Sent to Company: 2025-11-04T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To : LVNV Funding LLC XXXX XXXX XXXX XXXXXXXX, SC XXXX Subject : Debt Validation Request for Alleged Account Amount {$540.00} Reported Date : XX/XX/year> To Whom It May Concern, I am writing in response to a recent entry you have reported on my credit file indicating that I allegedly owe a balance of {$540.00}. This letter serves as a formal request for debt validation pursuant to the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g ( b ). Please be advised that this is not a refusal to pay, but a request that you provide proper documentation to verify that I am legally obligated to pay the alleged debt. Until the requested information is provided, you must cease all collection activity, including reporting or verifying this account with any credit reporting agencies. Pursuant to the FDCPA, please provide the following : 1. The name and address of the original creditor. 2. The original account number or other identifying information. 3. The date and amount of the alleged debts origination. 4. A complete payment history, including any interest, fees, or charges added. 5. A copy of the original signed agreement or contract bearing my signature that created the alleged debt. 6. Documentation proving that LVNV Funding LLC is legally authorized to collect on this debt or owns the account. 7. The name and license number of your agency or servicer in the state of Georgia, if applicable. Please note that failure to provide the requested information within 30 days will be considered a failure to validate the debt, and I will consider the matter closed. Additionally, if you continue to report this unverifiable account to any credit reporting agencies, you may be in violation of the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681s-2 ( b ).
Frequently Asked Questions
What is Complaint #17029643 about?
Complaint #17029643 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-11-04T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.