Debt collection -- False statements or representation -- Complaint #17029322
Complaint Overview
Complaint ID: 17029322
Company: Equifax, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Kentucky
ZIP Code: 40299
Date Received: 2025-11-04T12:00:00-05:00
Date Sent to Company: 2025-11-04T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It May Concern : Account # XXXX I am writing to dispute inaccurate information that is being reported on my credit file regarding an alleged vehicle repossession. Under the Fair Credit Reporting Act ( FCRA ) 15 U.S.C. 1681i, I am requesting a reinvestigation of this account and removal or correction of all information that can not be verified as accurate and complete. The item in question is currently reporting the following inaccuracies This information is factually incorrect and does not meet the FCRA requirements for maximum possible accuracy. I am requesting that your agency : Conduct a full investigation with the furnisher of information. Provide me with the results of your investigation. Delete or correct the inaccurate repossession entry if it can not be fully verified. Please find enclosed copies of any documents supporting my position. ( If you have no documents, remove this line. ) As required by law, this dispute must be resolved within 30 days. Please send me written confirmation of the investigation results and any changes made to my credit file. Thank you for your prompt attention. Sincerely, XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #17029322 about?
Complaint #17029322 was filed against Equifax, INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-11-04T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.