Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16968825

Complaint Overview

Complaint ID: 16968825

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Information belongs to someone else

State: Texas

ZIP Code: 76182

Date Received: 2025-11-01T12:00:00-05:00

Date Sent to Company: 2025-11-01T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I previously submitted a dispute under FCRA 611 ( 15 U.S.C. 1681i ) regarding multiple accounts on my credit report that contain inaccurate, inconsistent, and unverifiable information. Despite my timely submission, I have not received any results or explanations from the credit bureau regarding these disputed items. The accounts in question include XXXX XXXX XXXX, account ending in XXXX with a reported balance of {$580.00} ; XXXX, account ending in XXXX with a reported balance of {$1900.00} ; XXXX XXXX, account ending in XXXX with a reported balance of {$1300.00} and listed original creditor XXXX XXXX ; and XXXX XXXX XXXX, account ending in XXXX with a reported balance of {$590.00} and listed original creditor XXXX XXXX XXXX XXXXXXXX. The continued reporting of these accounts with inaccurate balances or unverifiable information constitutes a failure to comply with the reinvestigation requirements under FCRA 611.

Frequently Asked Questions

What is Complaint #16968825 about?

Complaint #16968825 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-11-01T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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