Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16937326
Complaint Overview
Complaint ID: 16937326
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Washington
ZIP Code: 98684
Date Received: 2025-10-30T12:00:00-05:00
Date Sent to Company: 2025-10-30T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing a complaint regarding multiple inaccurate and/or unverifiable accounts and inquiries being reported by Equifax. I have disputed these items directly with the credit bureau, but they remain on my file without adequate verification or documentation from the furnishers. The following accounts are being reported as charged off, many of which are extremely old ( dating back as far as XXXX ), appear duplicated, or should no longer be reported under the Fair Credit Reporting Act ( FCRA ) 605 ( a ), which limits reporting of derogatory information beyond XXXX years from the date of delinquency. Accounts in Dispute ( Equifax ) : XXXX XXXX XXXX XXXX XXXXXXXX, XX/XX/XXXX, {$0.00} XXXX XXXX XXXXXXXX XXXX XXXXXXXX, XX/XX/XXXX, {$0.00} DEPTEDXXXX Various account numbers ( XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX ), dated between XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX, {$58000.00} These entries appear inaccurate, unverifiable, and in some cases duplicative. Please investigate and provide documentation from the furnishers verifying the accuracy and ownership of each account. Otherwise, they should be removed immediately in accordance with the FCRA. Inquiries in Dispute ( Equifax ) : XXXX XXXX XXXX XX/XX/XXXX These inquiries were not authorized by me. Please remove them as unauthorized hard inquiries.
Frequently Asked Questions
What is Complaint #16937326 about?
Complaint #16937326 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-10-30T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.