Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #16936845
Complaint Overview
Complaint ID: 16936845
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Texas
ZIP Code: 766XX
Date Received: 2025-10-30T12:00:00-05:00
Date Sent to Company: 2025-10-30T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX. Full disclosure of the exact method of verification used in your reinvestigation. NOTICE OF IMMEDIATE LEGAL ACTION : Your failure to comply will result in the following, WITHOUT FURTHER NOTICE : I will pursue civil litigation seeking $ XXXX per violation under 15 U.S.C. 1681n and 15 U.S.C. 1681o, along with actual and punitive damages, and recovery of legal fees. Formal complaints will be filed IMMEDIATELY with the CFPB, FTC, and State Attorney General in your jurisdiction. I will escalate this matter to national media outlets and consumer watchdog organizations to expose your continued abuse of consumers.
Frequently Asked Questions
What is Complaint #16936845 about?
Complaint #16936845 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-10-30T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.