Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #16936842
Complaint Overview
Complaint ID: 16936842
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Florida
ZIP Code: 33178
Date Received: 2025-10-30T12:00:00-05:00
Date Sent to Company: 2025-10-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX PATH XXXX, FL, XXXX DOB : XX/XX/XXXX SSN : XXXX Date : XX/XX/XXXX Equifax XXXX. XXXX XXXXXXXX XXXX, GA XXXX Subject : Request for Verification and Removal of Unauthorized Inquiries To Whom It May Concern : I am exercising my rights under the Fair Credit Reporting Act ( FCRA ) to dispute several inquiries listed on my credit report which I do not recognize or authorize. The following companies made inquiries without my consent : XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax I request, pursuant to Sections 604, 609, 611, and 607 ( b ) of the FCRA : 1. Documented verification of the permissible purpose for each inquiry. 2. A copy of any signed contract or authorization for each listed inquiry. 3. Immediate removal of any inquiries that can not be verified in accordance with the law. Attached are my identification and proof of address. Thank you for your prompt attention to this matter. I expect a response within 30 days as required by the FCRA. I certify that I am the one conducting this dispute and NOT a third party. Sincerely, XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #16936842 about?
Complaint #16936842 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-10-30T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.