Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16936790
Complaint Overview
Complaint ID: 16936790
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: California
ZIP Code: XXXXX
Date Received: 2025-10-30T12:00:00-05:00
Date Sent to Company: 2025-10-30T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am submitting this formal notice under the Fair Credit Reporting Act ( 15 U.S.C. 1681c-2 FCRA 605B ) and 623, as a verified victim of identity theft. I have repeatedly submitted documentation and supporting evidence, including my XXXX Police Report, regarding fraudulent accounts that were opened without my knowledge or consent. Despite prior submissions, these accounts or their related information continue to appear or remain unblocked in my file. The following fraudulent accounts must be permanently blocked and deleted from my credit file, and any future reinsertion of these or related accounts must be automatically prevented per FCRA 605B ( c ) ( 1 ) and 623 ( a ) ( 6 ) ( B ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/2025. All of these accounts were opened by an unknown party using my stolen identity, as confirmed in the FTC Identity Theft Report and the XXXX XXXX Police Department report. I never authorized or consented to these credit applications. I demand that under FCRA 605B ( b ) you : Permanently block all information related to the fraudulent accounts listed above ; Delete any and all existing records, inquiries, or derivative data connected to these accounts ; Ensure future suppression, preventing these or related accounts from ever reappearing in my credit report ; Provide written confirmation of the completed block and deletion within the statutory XXXX business days of receipt of this notice ; Notify all furnishers involved that the information has been identified as fraudulent and must not be re-reported under 623 ( a ) ( 6 ) ( B ). This request also extends to any fraudulent accounts or information not currently visible in my credit file but explicitly mentioned in my FTC or police reports those must be preemptively blocked to prevent reappearance. Failure to comply constitutes a willful violation under FCRA 605B ( d ) and 623 ( a ) ( 6 ), exposing your agency to statutory damages, attorney fees, and civil liability under 15 U.S.C. 1681n and 1681o. Please confirm in writing that all fraudulent accounts and related information have been permanently removed and blocked from future reporting.
Frequently Asked Questions
What is Complaint #16936790 about?
Complaint #16936790 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-10-30T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.