Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16910768
Complaint Overview
Complaint ID: 16910768
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Florida
ZIP Code: 33907
Date Received: 2025-10-29T12:00:00-05:00
Date Sent to Company: 2025-10-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Dear CFPB, I am filing a formal complaint regarding inaccurate, inconsistent, and unverifiable items on my credit report with Experian, Despite my efforts to dispute these items directly with the bureaus, the errors remain unresolved. I am writing to dispute several inaccurate and inconsistent items on my Experian credit report under the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq. I am requesting that these accounts be investigated and immediately deleted if unverifiable : Disputed Accounts ( Experian Only or All Bureaus ) XXXX. XXXX XXXX Charged-off account ; remarks : First payment never received, assigned to collections Not reported by TransUnion or XXXX Legal Grounds : 1681i, 1681e ( b ), 1681g ( a ) ( 1 ) ( A ) Request : Delete immediately. XXXX. XXXX High credit/balance mismatch : {$0.00} EXP vs. {$690.00} XXXX vs. {$590.00} XXXX Legal Grounds : 1681i, 1681e ( b ), 1681g ( a ) ( 1 ) ( A ) Request : Correct inconsistencies or delete if unverifiable. XXXX. XXXX XXXX XXXX ( XXXX ) Collection {$530.00} ; activity date differs ( XX/XX/XXXX EXP vs. XX/XX/XXXX XXXX vs. XX/XX/XXXX XXXX ) Legal Grounds : 1681i, 1681e ( b ) Request : delete. XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX Late payment severity : XXXX late ; inconsistent last payment dates Legal Grounds : 1681i, 1681e ( b ) Request : delete. XXXX XXXX XXXX XXXX # XXXX Delinquency XXXX late ; closed account ; inconsistent payment history Legal Grounds : 1681i, 1681e ( b ) Request : Correct discrepancies or delete. XXXX XXXX XXXX ( XXXX XXXX ) Late payment XXXX vs. XXXXXXXX XXXX Legal Grounds : 1681i , 1681e ( b ) Request : Delete information. XXXX. XXXX ( Student Loans ) Inconsistent payment history : some months XXXX late vs. OK on XXXX Legal Grounds : 1681i, 1681e ( b ) Request : Correct or delete. XXXX. XXXX XXXX Paid and closed since XXXX ; post-closure late payments Legal Grounds : 1681i, 1681e ( b ) Request : Delete post-closure delinquencies ; mark Paid as agreed. I request written confirmation of the deletion or correction of all unverifiable/inaccurate items within the timeframe allowed under FCRA.
Frequently Asked Questions
What is Complaint #16910768 about?
Complaint #16910768 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-10-29T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.