Payday loan, title loan, personal loan, or advance loan -- Charged fees or interest you didn't expect -- Complaint #16910364
Complaint Overview
Complaint ID: 16910364
Company: Wolf River Development Company
Product: Payday loan, title loan, personal loan, or advance loan
Sub-Product: Installment loan
Issue: Charged fees or interest you didn't expect
State: Florida
ZIP Code: 33312
Date Received: 2025-10-29T12:00:00-05:00
Date Sent to Company: 2025-11-04T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
In XX/XX/year>, I obtained a {$1400.00} loan from XXXX XXXX XXXX XXXX, an online company that claims to operate under tribal law. The contract includes an interest rate ( APR ) of approximately 758 % and weekly payments of {$210.00} for XXXX weeks, totaling more than {$11000.00}. The agreement denies the application of Florida and U.S. consumer protection laws and requires mandatory arbitration under tribal jurisdiction. It also authorizes automatic withdrawals ( ACH ) from my bank account and includes a clause waiving my right to a jury trial. I live in XXXX XXXXXXXX XXXX and believe these terms are predatory and illegal under Florida lending standards. I request the CFPB to investigate this lender for potential violations of federal and state consumer protection laws.
Frequently Asked Questions
What is Complaint #16910364 about?
Complaint #16910364 was filed against Wolf River Development Company regarding Payday loan, title loan, personal loan, or advance loan specifically about Charged fees or interest you didn't expect. It was received by the CFPB on 2025-10-29T12:00:00-05:00.
How did Wolf River Development Company respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, personal loan, or advance loan) and describe your issue in detail.
Can I see other complaints against Wolf River Development Company?
Yes, visit the Wolf River Development Company company profile at readthecomplaint.com/company/wolf-river-development-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.