Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16885277
Complaint Overview
Complaint ID: 16885277
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Arizona
ZIP Code: 863XX
Date Received: 2025-10-28T12:00:00-05:00
Date Sent to Company: 2025-10-28T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am disputing inaccurate derogatory reporting by XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX across all three major credit bureaus XXXX Equifax, and XXXX The XXXX report, attached as evidence, shows this account ( # XXXX ) listed as a charge-off, yet no payment history or supporting documentation has been provided. The account was closed in XXXX, but the status date was recently updated to XX/XX/XXXX, creating a misleading and unverifiable entry. The same or similar information appears on my XXXX and Equifax reports. Under 15 U.S.C. 1681s-2 ( a ) and 1681e ( b ), furnishers must report complete and accurate data to each credit bureau XXXX XXXXXXXX XXXX has failed to do so. I request a full reinvestigation and correction across all three credit bureaus to ensure uniform accuracy.
Frequently Asked Questions
What is Complaint #16885277 about?
Complaint #16885277 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-10-28T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.