Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16830286
Complaint Overview
Complaint ID: 16830286
Company: Possible Financial INC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Michigan
ZIP Code: 48038
Date Received: 2025-10-26T12:00:00-05:00
Date Sent to Company: 2025-10-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I dispute the reporting of the Possible Finance account on my credit file. It is being reported inconsistently : one tradeline shows the account as Open/In Good Standing with 100 % on-time payments, while another shows it as 30 Days Late with a past-due balance of {$150.00} and only 50 % on-time history. This contradictory reporting is inaccurate and violates the FCRA, including 1681i ( reinvestigation ) and 1681e ( b ) ( accuracy ). It also violates Metro-2 reporting standards, which prohibit an account from being reported as both current and delinquent at the same time. The furnisher has already confirmed ( XX/XX/year> ) that this loan is paid in full. All derogatory entries must be corrected or the tradeline must be deleted entirely. Please update and provide an accurate report within 30 days. Respectfully, XXXX XXXX
Frequently Asked Questions
What is Complaint #16830286 about?
Complaint #16830286 was filed against Possible Financial INC regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-10-26T12:00:00-05:00.
How did Possible Financial INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Possible Financial INC?
Yes, visit the Possible Financial INC company profile at readthecomplaint.com/company/possible-financial-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.