Debt collection -- Attempts to collect debt not owed -- Complaint #16814086
Complaint Overview
Complaint ID: 16814086
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: California
ZIP Code: 95054
Date Received: 2025-10-24T12:00:00-05:00
Date Sent to Company: 2025-10-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XX/XX/year> LVNV Funding LLC P.O. XXXX XXXX XXXXXXXX XXXX XXXXXXXX Subject : Request for Debt Validation Account Dispute Acct # XXXX Dear LVNV Funding LLC, I am contacting you regarding a debt that has appeared on my credit report, which you have listed as being owed to LVNV Funding LLC. I am a California resident and am currently reviewing my credit reports to correct any inaccuracies. Pursuant to my rights under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g, and the XXXX XXXX Fair Debt Collection Practices Act ( XXXX Civil Code 1788 et seq. ), I am formally requesting validation of this alleged debt. Please provide the following documentation to verify the validity and ownership of this debt : The name and address of the original creditor ; XXXX. The amount of the alleged debt, including an itemized accounting of all charges, interest, fees, and payments ; XXXX. A copy of the original signed agreement or contract that shows I am legally obligated to pay this debt ; XXXX. Documentation proving that LVNV Funding LLC is legally authorized to collect this debt or that it has been legally assigned or purchased ; XXXX. The date of the last payment made on the account ; and XXXX. Confirmation that the alleged debt is within the statute of limitations under California law. Until these documents are provided, I am disputing the validity of this debt in its entirety. You are not permitted to continue collection efforts or report unverifiable or inaccurate information to any credit reporting agency. If the debt can not be validated, I request that LVNV Funding LLC immediately cease all collection activity and remove this account from my credit reports with Experian, Equifax, and TransUnion, in compliance with the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq. Please communicate with me in writing only at the address listed above. Thank you for your prompt attention to this matter. I expect your written response within XXXX days. Sincerely, XXXX XXXX XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #16814086 about?
Complaint #16814086 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-10-24T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.