Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16813873
Complaint Overview
Complaint ID: 16813873
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Texas
ZIP Code: 75013
Date Received: 2025-10-24T12:00:00-05:00
Date Sent to Company: 2025-10-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am submitting this complaint to formally request that Experian XXXX and remove all information on my consumer credit report resulting from identity theft and fraud, as required under FCRA XXXX ( XXXX U.S.C. XXXX ). This action must be completed within XXXX ( XXXX ) business days of receipt. The following accounts are fraudulent and need to be removed from my credit report. Credit card with XXXX XXXX XXXX on XX/XX/XXXX balance {$950.00}, XXXX XXXX XXXX on XX/XX/XXXX balance {$450.00}, XXXX BANK XXXX XXXX on XX/XX/XXXX balance {$790.00}. Auto Loan with XXXX XXXX XXXX XXXX on XX/XX/XXXX balance {$0.00}. Utility with XXXX XXXX XXXX on XX/XX/XXXX balance {$400.00}. Collection with XXXX XXXX SERV XXXX on XX/XX/XXXX balance {$160.00}, XXXX XXXX SERV XXXX on XX/XX/XXXX balance {$54.00}, FAIR XXXX XXXX XXXX XXXX on XX/XX/XXXX balance {$0.00}, XXXX XXXX XXXX XXXX XXXX on XX/XX/XXXX balance {$240.00}, XXXX XXXX XXXX XXXX on XX/XX/XXXX balance {$1500.00}, XXXX XXXX XXXX XXXX on XX/XX/XXXX balance {$630.00}. Fraudulent inquiries : XXXX XXXX NA Inquired on XX/XX/XXXX, XXXX XXXX NA Inquired on XX/XX/XXXX, Incorrect name : XXXX XXXX, XXXX XXXX, XXXX XXXX. Incorrect addresses : XXXX COUNTRY XXXX XXXX XXXX XXXX XXXX, TX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX The fraudulent, unauthorized accounts and inquiries were opened without my consent and continue to appear on my report. Attached are copies of the FTC Identity Theft Criminal Complaints ( # XXXX, # XXXX, # XXXX ) confirming that all the aforementioned accounts and inquiries are the result of identity theft and fraudulent activity. XXXX continued reporting of these false items is a violation of federal law. I am requesting immediate blocking and removal, along with written confirmation that my credit report has been corrected.
Frequently Asked Questions
What is Complaint #16813873 about?
Complaint #16813873 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-10-24T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.