Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #16791273
Complaint Overview
Complaint ID: 16791273
Company: I.C. System, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Florida
ZIP Code: 333XX
Date Received: 2025-10-23T12:00:00-05:00
Date Sent to Company: 2025-10-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
This company obtained a balance that was owed from another company. 4-5 years ago and reported it on my credit again and lower my credit again for the 2nd time. This organization lower my credit sufficiently. I did not have no business with this company that is reporting to my credit and I dont know how they obtained it I am requesting it to be removed from my credit and no more or any future reporting or I will take legal action for fraudulent identity theft, because this company obtained my personal information and its causing me harm for live my life. There not the original organization I did business with and I dont want dealing with this company.
Frequently Asked Questions
What is Complaint #16791273 about?
Complaint #16791273 was filed against I.C. System, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-10-23T12:00:00-05:00.
How did I.C. System, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against I.C. System, INC.?
Yes, visit the I.C. System, INC. company profile at readthecomplaint.com/company/i-c-system-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.