Debt collection -- False statements or representation -- Complaint #16791248
Complaint Overview
Complaint ID: 16791248
Company: Equifax, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Georgia
ZIP Code: 30044
Date Received: 2025-10-23T12:00:00-05:00
Date Sent to Company: 2025-10-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American
Consumer Narrative
I sent a dispute letter via certified mail via the XXXX store. The XXXX store verified Equifax received my documents on XX/XX/year>. I also received notification due to a data security breach incident. My private information has been compromised. The notification indicated that my social security number is on the dark website. I included a copy of the police report regarding this incident with the complaint letter. I advised Equifax that I am writing to formally dispute the accuracy and completeness of information listed on my credit report maintained by their agency. And also, I never gave written consent to furnish or obtain my personal information. Therefore I am asserting my rights under the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681i ( a ), which requires that you : Conduct a reasonable reinvestigation of the disputed information. Review and consider all relevant information I am providing with this letter. Notify the furnisher of the disputed information. Delete or correct any inaccurate, incomplete, or unverifiable information. Provide me with written results of your reinvestigation within 30 days of receipt of this dispute. s, I reserve the right to file complaints with the Consumer Financial Protection Bureau ( CFPB ) and Federal Trade Commission ( FTC ), and to pursue all available legal remedies under 15 U.S.C. 1681n and 1681o, including but not limited to actual damages, statutory damages, punitive damages, costs, and attorneys fees in a civil lawsuit that will be filed in XXXX XXXX.
Frequently Asked Questions
What is Complaint #16791248 about?
Complaint #16791248 was filed against Equifax, INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-10-23T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.