Vehicle loan or lease -- Incorrect information on your report -- Complaint #16790942

Complaint Overview

Complaint ID: 16790942

Company: Ally Financial INC.

Product: Vehicle loan or lease

Sub-Product: Loan

Issue: Incorrect information on your report

Sub-Issue: Account information incorrect

State: North Carolina

ZIP Code: 27527

Date Received: 2025-10-23T12:00:00-05:00

Date Sent to Company: 2025-10-23T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I reached out to Ally Bank on different occasions for them to correct the inaccurate information on my credit report and after a recorded conversion that i have and they both have they failed to update the account from past due as well as the new agreed upon balance of {$7100.00} which after payments now should be around {$6300.00} which violates my rights as a consumer according to the FCRA and well as several Usc laws that require companies keep the most accurate reports.

Frequently Asked Questions

What is Complaint #16790942 about?

Complaint #16790942 was filed against Ally Financial INC. regarding Vehicle loan or lease specifically about Incorrect information on your report. It was received by the CFPB on 2025-10-23T12:00:00-05:00.

How did Ally Financial INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.

Can I see other complaints against Ally Financial INC.?

Yes, visit the Ally Financial INC. company profile at readthecomplaint.com/company/ally-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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