Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16789513
Complaint Overview
Complaint ID: 16789513
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Tennessee
ZIP Code: 37615
Date Received: 2025-10-23T12:00:00-05:00
Date Sent to Company: 2025-10-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX * * * * XXXX RE : Identity Theft Dispute Request to block XXXX XXXX XXXX XXXX XXXX * * * * XXXX XXXX To Whom It May Concern, I am writing to dispute and request the immediate blocking and removal of a fraudulent account listed on my credit report in accordance with Section 605B of the Fair Credit Reporting Act ( FCRA ). The account in question is from XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX, allegedly for a car insurance. I am insured with XXXX, and I dont have XXXX nor have I ever entered into any agreement with XXXX or authorized any account under my name in that location. Upon receiving a fraud alert from my credit monitoring service, I confirmed that this account was opened and reported without my knowledge or consent. This is a clear case of identity theft. Under FCRA 605B, you are required to block the reporting of any information resulting from identity theft within four business days upon receipt of the following documentation : A copy of my FTC Identity Theft Report ( enclosed ) A copy of my government-issued photo ID ( enclosed ) A copy of a recent utility bill showing my current address ( enclosed ) Please confirm in writing that this account has been blocked from my credit file and will no longer appear in any future reports issued by your agency. If you need any additional documentation or clarification, do not hesitate to contact me. Thank you for your prompt attention to this urgent matter.
Frequently Asked Questions
What is Complaint #16789513 about?
Complaint #16789513 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-10-23T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.