Vehicle loan or lease -- Problems at the end of the loan or lease -- Complaint #16738084

Complaint Overview

Complaint ID: 16738084

Company: Future Finance Company

Product: Vehicle loan or lease

Sub-Product: Loan

Issue: Problems at the end of the loan or lease

Sub-Issue: Unable to receive car title or other problem after the loan is paid off

State: Illinois

ZIP Code: 61032

Date Received: 2025-10-21T12:00:00-05:00

Date Sent to Company: 2025-10-21T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I paid off my vehicle on XX/XX/year> with a debit card I was told I would receive the title in 45 days after I called back a second time I was told they were holding my title for 45 days then I could pick it up or they would mail it out I was in the process of getting a loan and needed the title which now they need to pull my credit again there was no reason for them to hold my title after the car was paid off they didnt even send it to the state I still need to do that and have them removed from being a lien holder

Frequently Asked Questions

What is Complaint #16738084 about?

Complaint #16738084 was filed against Future Finance Company regarding Vehicle loan or lease specifically about Problems at the end of the loan or lease. It was received by the CFPB on 2025-10-21T12:00:00-05:00.

How did Future Finance Company respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.

Can I see other complaints against Future Finance Company?

Yes, visit the Future Finance Company company profile at readthecomplaint.com/company/future-finance-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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