Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16711320
Complaint Overview
Complaint ID: 16711320
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Illinois
ZIP Code: XXXXX
Date Received: 2025-10-20T12:00:00-05:00
Date Sent to Company: 2025-10-20T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am submitting this follow-up regarding my previous complaint and formal dispute under the Fair Credit Reporting Act ( FCRA ). Despite my written notice to the credit reporting agencies concerning multiple inaccuracies on my report, I have not received satisfactory proof of investigation or correction within the required timeframe under FCRA 611 ( a ) .The disputed items include inaccurate personal identifying information ( incorrect name : XXXX XXXX XXXX XXXX, misreported and duplicated charge-off accounts ( including XXXX XXXX, XXXX, XXXX, CITIZENS XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX and unauthorized hard inquiries ( ALLY XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX These errors violate FCRA 602 ( a ), 605 ( a ), 607 ( b ), and 623 ( a ) ( 5 ), which mandate maximum accuracy, proper verification, and prohibition against unverifiable or outdated negative reporting.I have exercised my right to dispute these items directly with the bureaus, but they continue to appear without valid documentation or reinvestigation results
Frequently Asked Questions
What is Complaint #16711320 about?
Complaint #16711320 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-10-20T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.