Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #16710855
Complaint Overview
Complaint ID: 16710855
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: California
ZIP Code: XXXXX
Date Received: 2025-10-20T12:00:00-05:00
Date Sent to Company: 2025-10-20T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am disputing inaccurate late account reporting on my XXXX credit report. Several accounts, including XXXX XXXXXXXX, XXXX XXXXXXXX XXXX, and XXXX XXXX show repeated late payments ranging from XXXX to 150 days that do not reflect my actual payment history. Under FCRA 611 ( 15 U.S.C 1681i ), I have the right to dispute inaccurate information and request a reasonable reinvestigation. FCRA 623 ( a ) ( 2 ) requires furnishers to report accurate information, and 623 ( b ) obligates them to investigate disputes and provide verification. These reporting errors violate FCRA 602, which ensures fairness, accuracy, and privacy.
Frequently Asked Questions
What is Complaint #16710855 about?
Complaint #16710855 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-10-20T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.