Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #16710851
Complaint Overview
Complaint ID: 16710851
Company: Trueaccord CORP.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Georgia
ZIP Code: 30238
Date Received: 2025-10-20T12:00:00-05:00
Date Sent to Company: 2025-10-20T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX Date : XX/XX/year> TrueAccord Corporations XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX, KS XXXX RE : Request for Debt Validation XXXX To Whom It May Concern : I am writing in response to your [ letter/phone call ] dated [ insert date ], regarding the alleged debt you claim I owe. This letter is not an acknowledgment of the debt but a formal request for validation and verification of the debt, as provided under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g. Please provide the following information : 1. The name and address of the original creditor. 2. The amount of the alleged debt, including an itemized breakdown of fees, interest, and principal. 3. A copy of the original signed contract or agreement that created this debt. 4. Documentation showing that your company has the legal right to collect this debt. 5. A copy of any judgment ( if applicable ). 6. The date the debt was incurred and the date of last payment. Until this information is provided, please cease all collection activity and refrain from reporting or verifying this account to any credit reporting agencies, as doing so would violate the FDCPA. Please note that I am keeping detailed records of all correspondence related to this matter. If you are unable to validate the debt, please remove it from your records and cease all contact with me regarding this account. Thank you for your cooperation. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #16710851 about?
Complaint #16710851 was filed against Trueaccord CORP. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-10-20T12:00:00-05:00.
How did Trueaccord CORP. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Trueaccord CORP.?
Yes, visit the Trueaccord CORP. company profile at readthecomplaint.com/company/trueaccord-corp to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.