Debt collection -- Took or threatened to take negative or legal action -- Complaint #16685642

Complaint Overview

Complaint ID: 16685642

Company: Zinc Financial, INC.,

Product: Debt collection

Sub-Product: I do not know

Issue: Took or threatened to take negative or legal action

Sub-Issue: Threatened or suggested your credit would be damaged

State: California

ZIP Code: 93292

Date Received: 2025-10-19T12:00:00-05:00

Date Sent to Company: 2025-10-19T12:00:00-05:00

Company Response: Untimely response

Timely Response: No

Consumer Disputed: N/A

Submitted Via: Web

Frequently Asked Questions

What is Complaint #16685642 about?

Complaint #16685642 was filed against Zinc Financial, INC., regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-10-19T12:00:00-05:00.

How did Zinc Financial, INC., respond to this complaint?

The company responded with: "Untimely response". The response was not timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Zinc Financial, INC.,?

Yes, visit the Zinc Financial, INC., company profile at readthecomplaint.com/company/zinc-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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