Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #16685045
Complaint Overview
Complaint ID: 16685045
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: New York
ZIP Code: 106XX
Date Received: 2025-10-19T12:00:00-05:00
Date Sent to Company: 2025-10-20T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Subject : CFPB Complaint - Block Fraudulent Info Due to Identity Theft ( FCRA XXXX ) You are unlawfully reporting fraudulent accounts from identity theft. Under FCRA XXXX, block all such info from my credit report within XXXX business days. Attached : FTC Identity Theft Report proving fraud in accounts, collections, and inquiries. Agencies failed prior disputes, ignored FCRA violations by furnishers, and my opt-out under 15 U.S.C. XXXX, perpetuating theft. FCRA preempts agreements. Block per XXXX ( a ) upon receiving : my ID proof, theft report, fraud info ID, and statement it's not mine. Notify furnishers ( XXXX ( b ) ). Liable for damages ( XXXX ). Delete unauthorized inquiries ( XXXX ( XXXX ) ). Violations enable aggravated ID theft ( XXXX XXXX. XXXX ) and breach FCRA accuracy ( XXXX ( a ) ( XXXX ), XXXX ). Provide updated report post-changes. Not requesting validation. Delete/block all fraud withinXX/XX/XXXX days. See attachments.
Frequently Asked Questions
What is Complaint #16685045 about?
Complaint #16685045 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-10-19T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.