Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16684472
Complaint Overview
Complaint ID: 16684472
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Missouri
ZIP Code: 641XX
Date Received: 2025-10-19T12:00:00-05:00
Date Sent to Company: 2025-10-19T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to dispute inaccurate account information. Failure to provide accurate credit reporting, Failure to perform a reasonable investigation, Failure to provide proper debt validation documents. Failure to provide method of investigation. I am demanding XXXX XXXX remove all 3 accounts immediately. Under the Fair reporting Act, 15 U.S.C. 1681g I have the right to demand that you disclose to me all documents that you have recorded and retained in your file at the time of this request concerning the accounts that you are reporting in my credit report. Please dont respond to my request by saying that these accounts have been verified, send me copies of the documents that you have in your files that were used to verify the Hard Inquiries. If you do not have any documentation in your files to verify the Hard Inquiries, and accuracy of this disputed Hard Inquiries, then please delete them immediately as required under Section 611 ( a ) ( 5 ) ( A ) ( i ). By publishing these inaccurate and unverified items on my credit report and distributing them to 3rd parties you are damaging my reputation and credit worthiness. Under the FCRA 15U.S.C. 1681i, all unverified accounts information must be promptly deleted. Therefore, if you are unable to provide me with a copy of the verifiable proof that you have on file for the account listed below within 30 days of receipt. Of this letter then you must remove the Hard Inquiries from my credit report. Under the Fair Credit Reporting Act, consumer reporting agencies must ensure that all account information is accurate and fair. Please re-investigate and remove all accounts that can not be verified. I have provided attachments clearly identifying the inaccuracies on XXXX, Equifax, and XXXX credit reports. Requested remedy : I am requesting that XXXX XXXX provide the documents listed below or inaccurate information be removed immediately from all credit reporting agencies. 1. Accurate and Fair Investigation 2. Method of investigation : Names, Notes, Phone calls
Frequently Asked Questions
What is Complaint #16684472 about?
Complaint #16684472 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-10-19T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.