Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16676797
Complaint Overview
Complaint ID: 16676797
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Texas
ZIP Code: 75241
Date Received: 2025-10-18T12:00:00-05:00
Date Sent to Company: 2025-10-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am submitting to formally dispute several inaccurate, incomplete, and unverifiable items currently appearing on my credit report. Upon a thorough and careful review of my credit file, I have identified these specific entries as being reported inaccurately or without sufficient validation, which violates the provisions of the Fair Credit Reporting Act ( FCRA ). The FCRA mandates that all information reported on consumer credit reports must be complete, accurate, and verifiable to protect consumers from harm caused by erroneous or misleading data. In accordance with FCRA 611 ( 15 U.S.C. 1681i ), I am exercising my right to dispute any information that I believe to be inaccurate, incomplete, or unverifiable. Furthermore, FCRA 607 ( b ) ( 15 U.S.C. 1681e ( b ) ) requires credit reporting agencies to maintain reasonable procedures to ensure the maximum possible accuracy of the information they report. Additionally, under FCRA 623 ( a ) ( 1 ) ( A ), furnishers of information are prohibited from reporting any data they know or should know to be inaccurate or misleading. XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance : {$630.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance : {$510.00} XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance : {$0.00}
Frequently Asked Questions
What is Complaint #16676797 about?
Complaint #16676797 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-10-18T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.