Debt collection -- False statements or representation -- Complaint #16676408
Complaint Overview
Complaint ID: 16676408
Company: Credit Control, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Utah
ZIP Code: 84106
Date Received: 2025-10-18T12:00:00-05:00
Date Sent to Company: 2025-10-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am disputing a collection account reported by Credit Control , LLC for {$800.00}, originally from XXXX, appearing on my XX/XX/XXXXand XX/XX/XXXX credit reports. This account is reporting inaccurate, incomplete, and unverifiable information : 1 Under FCRA 15 U.S.C. 1681e ( b ), credit bureaus must maintain maximum possible accuracy, and reporting unverifiable or inconsistent data violates this section. 2 Under FCRA 1681i ( a ) ( 1 ) ( A ), credit bureaus are required to conduct a reasonable investigation using competent evidence, not automated verification or XX/XX/XXXXdata matching. 3 Under FCRA 1681i ( a ) ( 5 ) ( A ), if any information can not be verified, it must be promptly deleted. 4 Under FDCPA 1692g, Credit Control , LLC must provide full validation of the alleged debt, including a signed agreement, complete billing statement, and proof of ownership which have not been provided. I am requesting the CFPB to investigate and require Credit Control , LLC and the credit bureaus to provide proper validation of this debt. If they can not provide original documentation within the required timeframe, I am requesting permanent deletion of this collection from all affected credit reports.
Frequently Asked Questions
What is Complaint #16676408 about?
Complaint #16676408 was filed against Credit Control, LLC regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-10-18T12:00:00-05:00.
How did Credit Control, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Credit Control, LLC?
Yes, visit the Credit Control, LLC company profile at readthecomplaint.com/company/credit-control-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.