Debt collection -- Communication tactics -- Complaint #16585725

Complaint Overview

Complaint ID: 16585725

Company: Encore Capital Group INC.

Product: Debt collection

Sub-Product: Credit card debt

Issue: Communication tactics

Sub-Issue: Frequent or repeated calls

State: Oregon

ZIP Code: 97217

Date Received: 2025-10-14T12:00:00-05:00

Date Sent to Company: 2025-10-14T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

This company has repeatedly violated laws and rules put in place to protect consumers, calls day and night hourly even after asked for them to stop or when told its not a convent time and has not verified the debt. To date I have not received or approved any debt transfer or verification of the debt satisfactory with state and federal laws

Frequently Asked Questions

What is Complaint #16585725 about?

Complaint #16585725 was filed against Encore Capital Group INC. regarding Debt collection specifically about Communication tactics. It was received by the CFPB on 2025-10-14T12:00:00-05:00.

How did Encore Capital Group INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Encore Capital Group INC.?

Yes, visit the Encore Capital Group INC. company profile at readthecomplaint.com/company/encore-capital-group-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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