Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #16585550
Complaint Overview
Complaint ID: 16585550
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Georgia
ZIP Code: 30518
Date Received: 2025-10-14T12:00:00-05:00
Date Sent to Company: 2025-10-14T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
Identity Theft Block Request Letter ( For use under 15 U.S.C. 1681c-2 ) Your Name : [ XXXX XXXX XXXX XXXX XXXX : [ XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX ] Phone : [ ( XXXX ) XXXX ] Email : [ XXXX ] Date : [ XX/XX/XXXX ] To : Name of Consumer Reporting Agency : Equifax Information Services LLC XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Subject : Request to Block Identity TheftRelated Information under 15 U.S.C. 1681c-2 ( FCRA 605B ) Dear Equifax, I am writing to formally dispute and request the blocking of information resulting from identity theft as provided by 15 U.S.C. 1681c-2 of the Fair Credit Reporting Act ( FCRA ). I have recently reviewed my credit report and identified certain information that does not belong to me and appears to be the result of identity theft. Accounts to Be Blocked : Creditor Name : XXXX XXXX Account Number : XXXX Date Reported : XX/XX/XXXX Creditor Name : XXXX Account Number : XXXX Date Reported : XX/XX/XXXX Creditor Name : XXXX XXXX XXXX Account Number : XXXX Date Reported : XX/XX/XXXX Creditor Name : XXXX XXXX Date Reported : XX/XX/XXXX Explanation : This account was opened or used fraudulently without my authorization. Request : Under 15 U.S.C. 1681c-2 ( a ), you are required to block the reporting of this information within XXXX business days of receiving this request and documentation. Please also provide written confirmation once the block has been applied, including notice that you have informed the furnishers of the affected information pursuant to 1681c-2 ( b ). Thank you for your prompt attention to this matter. Please send confirmation of your actions to the address listed above. Sincerely, XXXX XXXX XXXX.
Frequently Asked Questions
What is Complaint #16585550 about?
Complaint #16585550 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-10-14T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.