Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16585277
Complaint Overview
Complaint ID: 16585277
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: California
ZIP Code: 91739
Date Received: 2025-10-14T12:00:00-05:00
Date Sent to Company: 2025-10-14T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing this formal complaint against [ NAME OF CREDIT BUREAU : TransUnion / Experian / Equifax ] for its persistent failure to maintain accurate consumer records. The presence of numerous, conflicting, and false identifying markers on my file constitutes a severe violation of the core duty to ensure maximum possible accuracy under FCRA 607 ( b ). The repeated inclusion of these distinct, erroneous PII markers is clear evidence of poor data hygiene and creates a demonstrable Mixed File issue, exposing me to potential credit denial and identity confusion. I demand a full manual review and the immediate and permanent deletion of all disputed PII, as documented below. Inaccurate Personal Identifying Information Demanded for Deletion : If Filing Against TransUnion, use this section : WRONG ADDRESSES ( Violates FCRA 607 ( b ) & 611 ) : The following previous addresses are incorrect and must be deleted : XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX CA XXXX ; XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX ; and XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX. ALIASES/WRONG NAMES ( Violates FCRA 607 ( b ) ) : The following incorrect former/also known as names must be deleted : XXXX, XXXX, XXXX ; XXXX, XXXX ; and XXXX XXXX XXXX. FORMER/INCORRECT EMPLOYERS ( Violates FCRA 607 ( b ) ) : The following employer information is invalid and must be deleted : XXXX XXXX XXXX and XXXX XXXX XXXX. If Filing Against Experian, use this section : ALIASES/WRONG NAMES : The file contains the following incorrect aliases, former names, and/or misspellings that must be immediately deleted : XXXX XXXX, XXXX XXXX XXXX, and XXXX XXXX. WRONG ADDRESSES : The following prior or incorrect addresses are inaccurately reported and must be deleted : XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX, XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX ( and the variation XXXX XXXX XXXXXXXX XXXX XXXX XXXX CA XXXX ), XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX ( and the variation XXXX XXXX XXXXXXXX XXXX XXXX XXXX CA XXXX ), XXXX XXXX XXXX XXXX XXXX CA XXXX, and the current address XXXX XXXX XXXX XXXX XXXX CA XXXX ( listed incorrectly as a previous address in one entry ). If Filing Against Equifax, use this section : EVIDENCE OF VIOLATION : The repeated inclusion of these distinct, erroneous PII markers is a clear violation of your duty under FCRA 607 ( b ) and is evidence of poor data hygiene, as noted in XXXX XXXX Equifax XXXX. XXXX, XXXX XXXX XXXX XXXX XXXX ( XXXX XXXX XXXX. XXXX XXXX, XXXX ). WRONG ADDRESSES : The following previous addresses are incorrect and must be removed : XXXX XXXX XXXX XXXX XXXX CA XXXX ; XXXX XXXX XXXX XXXX XXXX CA XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX CA XXXX ; XXXX XXXX XXXX XXXXXXXX XXXX XXXX CA XXXX ; XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX ; XXXX XXXX XXXX XXXX XXXX CA XXXX ; and XXXX XXXX XXXX XXXX XXXX CA XXXX.
Frequently Asked Questions
What is Complaint #16585277 about?
Complaint #16585277 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-10-14T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.