Debt collection -- False statements or representation -- Complaint #16585048
Complaint Overview
Complaint ID: 16585048
Company: Southern Management Systems INC.
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Florida
ZIP Code: 336XX
Date Received: 2025-10-14T12:00:00-05:00
Date Sent to Company: 2025-10-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
SOUTHERN MANAGEMENT SYSTEM INC XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX This is a formal request for validation made pursuant to Section 809 ( b ) of the Fair Debt Collection Practices Act ( FDCPA ). I dispute the validity of this debt and request that you provide competent evidence that I have a legal obligation to pay this debt. Please provide the following documentation : The name and address of the original creditor. The original account number with the creditor. An itemized breakdown of the amount owed, including the principal, interest, and any other fees.Documentation showing when and how the debt was transferred to your agency. A copy of the original signed contract or agreement. Documentation that you are licensed to collect debts in XXXX. This is not an admission of liability, but a statement of my right to dispute this debt until it is properly validated.
Frequently Asked Questions
What is Complaint #16585048 about?
Complaint #16585048 was filed against Southern Management Systems INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-10-14T12:00:00-05:00.
How did Southern Management Systems INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Southern Management Systems INC.?
Yes, visit the Southern Management Systems INC. company profile at readthecomplaint.com/company/southern-management-systems-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.