Mortgage -- Struggling to pay mortgage -- Complaint #16556381
Complaint Overview
Complaint ID: 16556381
Company: Midfirst Bank
Product: Mortgage
Sub-Product: FHA mortgage
Issue: Struggling to pay mortgage
Sub-Issue: Trying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure
State: New York
ZIP Code: 11554
Date Received: 2025-10-13T12:00:00-05:00
Date Sent to Company: 2025-10-13T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
HOMEOWNER FOR 30 MONTHS COVID MODIFICATION PARTIAL CLAIM LOAN {$96000.00} ( APPROXIMATELY 20 % OF THE HOME VALUE ) IS ATRONOMICALLY HIGHER THAN NORMAL FOR SHORT TERM FORBEARANCE WITH NO DANGER PRE FORECLOSURE ENFORCEMENT. TEH AMOUNT WOULD IMPLY HOMEOWNER WAS IN ARREARS FOR APPROXIMATELY 21 MONTHS, BANKS STATEMENTS REFLECT OTHERWISE.
Frequently Asked Questions
What is Complaint #16556381 about?
Complaint #16556381 was filed against Midfirst Bank regarding Mortgage specifically about Struggling to pay mortgage. It was received by the CFPB on 2025-10-13T12:00:00-05:00.
How did Midfirst Bank respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.
Can I see other complaints against Midfirst Bank?
Yes, visit the Midfirst Bank company profile at readthecomplaint.com/company/midfirst-bank to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.