Debt collection -- Took or threatened to take negative or legal action -- Complaint #16556145
Complaint Overview
Complaint ID: 16556145
Company: Mid Florida Financing LLC
Product: Debt collection
Sub-Product: Auto debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: Florida
ZIP Code: 344XX
Date Received: 2025-10-13T12:00:00-05:00
Date Sent to Company: 2025-11-21T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I was told in person my credit will go down and that they are going to make sure of it
Frequently Asked Questions
What is Complaint #16556145 about?
Complaint #16556145 was filed against Mid Florida Financing LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-10-13T12:00:00-05:00.
How did Mid Florida Financing LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Mid Florida Financing LLC?
Yes, visit the Mid Florida Financing LLC company profile at readthecomplaint.com/company/mid-florida-financing-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.