Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16531797
Complaint Overview
Complaint ID: 16531797
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Illinois
ZIP Code: 60426
Date Received: 2025-10-12T12:00:00-05:00
Date Sent to Company: 2025-10-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Dear * * [ Credit Bureau Name ] * * Consumer Relations Department, This letter serves as a formal dispute regarding numerous inaccuracies, unverified accounts, and unauthorized inquiries appearing on my credit report. I have identified several entries that are either incorrect, outdated, or can not be substantiated, thereby violating my rights under the Fair Credit Reporting Act ( FCRA ) and potentially the Fair Debt Collection Practices Act ( FDCPA ). I demand a thorough and diligent reinvestigation of all disputed items. Under FCRA 611, you are mandated to conduct a reasonable reinvestigation within 30 days of receiving this notice. I expect prompt and decisive action to correct these significant errors. Enclosed, please find the following supporting documents to verify my identity and current address : Copy of Government ID ( XXXX )
Frequently Asked Questions
What is Complaint #16531797 about?
Complaint #16531797 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-10-12T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.