Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #16531079
Complaint Overview
Complaint ID: 16531079
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: New Jersey
ZIP Code: 07522
Date Received: 2025-10-12T12:00:00-05:00
Date Sent to Company: 2025-10-12T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Associates is reporting a collection account on my credit report that has not been properly validated under the Fair Debt Collection Practices Act ( FDCPA 809 ( b ) ) and remains inaccurate and unverified in violation of the Fair Credit Reporting Act ( FCRA 611, 15 U.S.C. 1681i ). I requested validation of the alleged debt and documentation proving their authority to collect, but they have not provided proper proof or removed the account. I am requesting that the CFPB investigate this matter and require XXXX XXXX XXXX and the credit bureaus ( Experian, Equifax, and TransUnion ) to remove this unverified collection from my credit report. Account : XXXXXXXX XXXX XXXX {$530.00} Opened XX/XX/XXXX Last reported XX/XX/XXXX. This inaccurate reporting is harming my credit profile and preventing me from obtaining fair credit opportunities.
Frequently Asked Questions
What is Complaint #16531079 about?
Complaint #16531079 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-10-12T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.