Payday loan, title loan, personal loan, or advance loan -- Received a loan you didn't apply for -- Complaint #16530836

Complaint Overview

Complaint ID: 16530836

Company: Om Financial, LLC

Product: Payday loan, title loan, personal loan, or advance loan

Sub-Product: Payday loan

Issue: Received a loan you didn't apply for

State: Iowa

ZIP Code: 527XX

Date Received: 2025-10-12T12:00:00-05:00

Date Sent to Company: 2025-10-22T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: No

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

No payment will be to coming out of my account. I never received money nor did I confirm this company of any type of loan They forged my signature

Frequently Asked Questions

What is Complaint #16530836 about?

Complaint #16530836 was filed against Om Financial, LLC regarding Payday loan, title loan, personal loan, or advance loan specifically about Received a loan you didn't apply for. It was received by the CFPB on 2025-10-12T12:00:00-05:00.

How did Om Financial, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was not timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, personal loan, or advance loan) and describe your issue in detail.

Can I see other complaints against Om Financial, LLC?

Yes, visit the Om Financial, LLC company profile at readthecomplaint.com/company/om-financial-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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