Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #16489903
Complaint Overview
Complaint ID: 16489903
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Virginia
ZIP Code: 23323
Date Received: 2025-10-09T12:00:00-05:00
Date Sent to Company: 2025-10-09T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Transunion Act 15 USC 6802 Act 15 USC 1681c To whom it may concern, I recently obtained a copy of my credit report. I have been victim of identity theft and found that you are illegally reported, inaccurate, and false information on my credit profile. The following account is listed as HARD INQUIRIES permissible pulls that I did not authorize. Also collection account that I did not authorize. ( ADDRESS INACCURATE ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$750.00} This is a violation of the FCRA. It also is a violation requisite metro XXXX compliant report Act 15 USC 1681C- Act 15 USC 6802 According to the Fair Credit Report I have the right to a fair and accurate credit report and required to remove any information that is not true Inaccurate and unverifiable. Please remove an accurate information immediately from my credit report and please send me a copy updated showing your compliance with FCRA laws and XXXX XXXX Reporting Standards as well as these accounts removed. To current address which is XXXX XXXX XXXX XXXX XXXX Thank you XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #16489903 about?
Complaint #16489903 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-10-09T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.