Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #16489771
Complaint Overview
Complaint ID: 16489771
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Georgia
ZIP Code: 30180
Date Received: 2025-10-09T12:00:00-05:00
Date Sent to Company: 2025-10-09T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Since creditors are not complying with my request in accordance with the FCRA, I demand that the accounts, inquiries, and personal information be block or deleted per CFPB for Sham Investigators of Credit Report Errors 15 U.S Code 1691b - Promulgation of regulations by the law. I request, pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ), that these credit reporting agency block all of the accounts, collections, and hard inquiries identified in this CFPB complaint from my consumer credit file within 4 business days of receiving said complaint. I request that all written confirmation regarding this CFPB complaint be sent to me via email to the email address XXXX. Further action will be taken to defend my rights and hold the creditors responsible for their heinous acts if my demands are not met. For my grievance, please refer to the enclosed file! Also, the correct year of birth listed should be 1993. Also, the ONLY address that should be listed XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX GA XXXX The ONLY name listed should be XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #16489771 about?
Complaint #16489771 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-10-09T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.