Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16461650
Complaint Overview
Complaint ID: 16461650
Company: Id Analytics, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: Michigan
ZIP Code: 49546
Date Received: 2025-10-08T12:00:00-05:00
Date Sent to Company: 2025-10-08T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MI XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX. XXXX XXXX, XXXX, Georgia XXXX Date : XX/XX/XXXXXXXX Subject : Request to Remove Inaccurate Personal Information and Update Consumer Report Dear XXXX XXXX XXXX I am writing to formally dispute inaccurate personal identifying information appearing on my consumer report issued by XXXX XXXX XXXX My correct and current information is as follows : Full Name : XXXX XXXX XXXX Current Address : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, MI XXXX Date of Birth : XX/XX/XXXXXXXX Social Security Number : XXXX Upon reviewing my report, I noticed that it contains incorrect and outdated names and/or addresses that do not belong to me. I am requesting that XXXX XXXX XXXX immediately delete all inaccurate or unverifiable personal identifiers from my consumer file and retain only the information listed above as accurate. Under the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681e ( b ), consumer reporting agencies are required to follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates. Additionally, under 15 U.S.C. 1681i ( a ), you are obligated to reinvestigate any disputed information and correct or delete any data found to be inaccurate, incomplete, or unverifiable. Please send me an updated and corrected copy of my consumer report once these changes have been made, reflecting the removal of all erroneous names and addresses. I appreciate your prompt attention to this matter. Sincerely, XXXX XXXX XXXX Date of Birth : XX/XX/XXXXXXXX Social Security Number ( last four ) : XXXX Address : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #16461650 about?
Complaint #16461650 was filed against Id Analytics, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-10-08T12:00:00-05:00.
How did Id Analytics, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Id Analytics, INC.?
Yes, visit the Id Analytics, INC. company profile at readthecomplaint.com/company/id-analytics-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.