Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16431265
Complaint Overview
Complaint ID: 16431265
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Georgia
ZIP Code: 30013
Date Received: 2025-10-07T12:00:00-05:00
Date Sent to Company: 2025-10-07T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XX/XX/XXXX Subject : Demand for Reinvestigation of Inaccurate Information on My Credit Report Dear Sir/Madam, I am writing to formally demand the reinvestigation of specific items on my credit report in accordance with 15 U.S.C. 1681i ( 7 ) of the Fair Credit Reporting Act ( FCRA ). I have reviewed my credit report and identified discrepancies that require your immediate attention. Per the FCRA, you are required to complete a reinvestigation of disputed information within 30 days of receipt of this letter and either correct the inaccuracies or provide a statement that the information is accurate. Your failure to comply with the statutory requirements exposes you to potential legal consequences. The items I am disputing are as follows : XXXX XXXXXXXX : Late payments reporting are incorrect I request that you reinvestigate these items and provide written confirmation of the results, including copies of any supporting documentation or evidence you used in your investigation. I also request that you remove or correct any erroneous information that is not verified or is found to be inaccurate. Please be advised that under 15 U.S.C. 1681i, you are obligated to perform a reasonable reinvestigation, which includes notifying the data furnisher ( s ) of the dispute and ensuring that any inaccuracies are resolved. I expect prompt action to rectify these discrepancies and will take further legal action if necessary to ensure compliance with my rights under the FCRA. Thank you for your immediate attention to this matter. I expect a resolution within the legally required timeframe. Sincerely, XXXX XXXX XXXX XX/XX/XXXX Last four of my social is XXXX
Frequently Asked Questions
What is Complaint #16431265 about?
Complaint #16431265 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-10-07T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.