Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #16430743
Complaint Overview
Complaint ID: 16430743
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Indiana
ZIP Code: 46368
Date Received: 2025-10-07T12:00:00-05:00
Date Sent to Company: 2025-10-21T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally dispute the accuracy of the information being reported on my credit file regarding the above-referenced account with XXXX XXXX XXXX According to my recent credit report, this account is inaccurately reporting late payments ( 30, 60, and 90 days past due ). These derogatory notations are incorrect and do not reflect the true payment history of this account. I have consistently made my payments on time, and therefore, the reporting of delinquencies is inaccurate, misleading, and damaging to my credit profile. I request to conduct a full reinvestigation of this account in compliance with the Fair Credit Reporting Act ( FCRA ). Please verify the payment history with XXXX XXXX and remove all inaccurate late payment notations from my credit file. The account details in question are as follows : Account Name : XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/year> Balance : {$200000.00}
Frequently Asked Questions
What is Complaint #16430743 about?
Complaint #16430743 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-10-07T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.