Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16401831
Complaint Overview
Complaint ID: 16401831
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: North Carolina
ZIP Code: 28205
Date Received: 2025-10-06T12:00:00-05:00
Date Sent to Company: 2025-10-06T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX is inaccurately furnishing information to credit bureaus regarding a vehicle loan that was repossessed. The reporting is inconsistent and misleading across TransUnion, Experian, and Equifax. Specific discrepancies include : - The account is reported as both a charge-off and repossession, but no clear repossession code ( RF ) is shown. - The dates of last activity differ between bureaus ( XX/XX/XXXX XX/XX/XXXX ). - The balance of {$10000.00} is inaccurate and contradicts remarks stating the vehicle was taken back by the credit grantor. - The creditor type varies between Auto Financing and Personal Loan Companies. - No dispute notation was added, which violates FCRA 1681s-2 ( a ) ( 3 ). I request that the Consumer Financial Protection Bureau ( CFPB ) ensure XXXX XXXX XXXX provides verified, consistent, and accurate reporting to all credit bureaus. If verification can not be provided, I request deletion of the erroneous tradeline under FCRA 1681i.
Frequently Asked Questions
What is Complaint #16401831 about?
Complaint #16401831 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-10-06T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.