Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #16401793
Complaint Overview
Complaint ID: 16401793
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: California
ZIP Code: 91367
Date Received: 2025-10-06T12:00:00-05:00
Date Sent to Company: 2025-10-06T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to dispute XXXX hard credit inquiries on my TransUnion credit report, which I believe are unauthorized, inaccurate, and possibly the result of identity theft. I request that these inquiries be investigated and removed. XXXX XX/XX/year> I did not authorize, apply for any credit or service with this entity ; this inquiry was not initiated by me. XXXX XXXX XX/XX/year> I did not request any credit or loan via XXXX XXXX XXXX XXXX that would have authorized this hard inquiry. Because of the recent TransUnion data breach and the exposure of personal identifiers ( XXXX, name, XXXX ), I am particularly concerned that unauthorized actors may have used my identity to trigger these inquiries and potentially unauthorized credit requests.
Frequently Asked Questions
What is Complaint #16401793 about?
Complaint #16401793 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-10-06T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.