Credit card -- Improper use of your report -- Complaint #16335598
Complaint Overview
Complaint ID: 16335598
Company: Equifax, INC.
Product: Credit card
Sub-Product: General-purpose credit card or charge card
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Rhode Island
ZIP Code: 02910
Date Received: 2025-10-02T12:00:00-05:00
Date Sent to Company: 2025-10-03T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Despite my repeated requests, XXXX XXXX XXXX has not provided the required documentation to validate these alleged debts. Reporting unverified information violates the Fair Credit Reporting Act. Therefore, I insist that these accounts be removed from my credit bureau XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #16335598 about?
Complaint #16335598 was filed against Equifax, INC. regarding Credit card specifically about Improper use of your report. It was received by the CFPB on 2025-10-02T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.