Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16283191
Equifax Report Contains Someone Else's Information
Complaint Overview
Complaint ID: 16283191
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: South Carolina
ZIP Code: 29325
Date Received: 2025-09-30T12:00:00-05:00
Date Sent to Company: 2025-09-30T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: low
The risk is low as the issue was resolved with non-monetary relief, indicating a correction was made without significant financial impact.
Consumer Sentiment: neutral
Topics: Credit reporting, Incorrect information, Identity issues
AI Analysis
CFPB complaint 16283191 was filed against EQUIFAX, INC. regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A consumer reported incorrect information on their Equifax credit report, stating that information belonged to someone else, and the issue was closed with non-monetary relief. The complaint was received on September 30, 2025 from South Carolina. The company responded with "Closed with non-monetary relief".
What You Should Do -- Consumer Action Plan
Consumers should regularly review their credit reports for accuracy and dispute any incorrect information promptly.
Legal Context & Consumer Protection Laws
The Fair Credit Reporting Act (FCRA) requires credit reporting agencies to investigate disputes and correct inaccurate information.
Regulatory Insight
This case highlights the importance of FCRA compliance in ensuring the accuracy of consumer credit reports.
Resolution Likelihood
likely
State-Specific Consumer Protections
In South Carolina, consumers have the right to dispute inaccurate information on their credit reports.
Industry Comparison
This is a common issue across the credit reporting industry, with many consumers experiencing inaccuracies on their reports.
Related Issues
Frequently Asked Questions
What is CFPB complaint 16283191 about?
CFPB complaint 16283191 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Information belongs to someone else". This complaint was filed against EQUIFAX, INC. on September 30, 2025.
Which company is complaint 16283191 filed against?
Complaint 16283191 was filed against EQUIFAX, INC.. You can view all complaints against this company on their profile page at /company/equifax-inc.
What was the company's response to complaint 16283191?
EQUIFAX, INC. responded with "Closed with non-monetary relief". The response was marked as timely by the CFPB.
When was complaint 16283191 filed?
Complaint 16283191 was received by the CFPB on September 30, 2025. It was sent to EQUIFAX, INC. on September 30, 2025.
What state was complaint 16283191 filed from?
Complaint 16283191 was filed from South Carolina. You can view all complaints from this state at /state/SC.
Was the consumer satisfied with the resolution of complaint 16283191?
Dispute information is not available for complaint 16283191.
What product category is complaint 16283191 about?
Complaint 16283191 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.
How was complaint 16283191 submitted?
Complaint 16283191 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 16283191?
The Fair Credit Reporting Act (FCRA) requires credit reporting agencies to investigate disputes and correct inaccurate information. This relates to a Credit reporting or other personal consumer reports complaint against EQUIFAX, INC. involving "Incorrect information on your report".
How likely is complaint 16283191 to be resolved?
Resolution likelihood: likely. The company's current response is "Closed with non-monetary relief". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 16283191?
This complaint is rated as low risk. The risk is low as the issue was resolved with non-monetary relief, indicating a correction was made without significant financial impact.
What regulatory actions apply to complaint 16283191?
This case highlights the importance of FCRA compliance in ensuring the accuracy of consumer credit reports. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 16283191?
Consumers should regularly review their credit reports for accuracy and dispute any incorrect information promptly.
Are there state-specific protections for complaint 16283191?
In South Carolina, consumers have the right to dispute inaccurate information on their credit reports. This complaint was filed from South Carolina.
How does complaint 16283191 compare to industry norms?
This is a common issue across the credit reporting industry, with many consumers experiencing inaccuracies on their reports.
What steps should a consumer take if they find information belonging to someone else on their credit report?
Immediately dispute the information with the credit bureau, providing evidence that it does not belong to you. You can also contact the furnisher of the information directly.
What does 'closed with non-monetary relief' typically mean in a credit reporting dispute?
It means the issue was resolved by correcting the inaccurate information or taking other actions that did not involve the consumer receiving a monetary payment.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.