Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16283108
TransUnion Credit Report Error Resolved Without Monetary Compensation
Complaint Overview
Complaint ID: 16283108
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Other personal consumer report
Issue: Incorrect information on your report
Sub-Issue: Information is incorrect
State: Florida
ZIP Code: 33178
Date Received: 2025-09-30T12:00:00-05:00
Date Sent to Company: 2025-09-30T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: low
The risk is low as the complaint was closed with non-monetary relief, indicating a resolution that did not involve financial compensation.
Consumer Sentiment: neutral
Topics: Credit reporting, Incorrect information
AI Analysis
CFPB complaint 16283108 was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC. regarding Credit reporting or other personal consumer reports (Other personal consumer report), specifically about "Incorrect information on your report". A consumer reported incorrect information on their credit report to TransUnion, and the issue was closed with non-monetary relief. The complaint was received on September 30, 2025 from Florida. The company responded with "Closed with non-monetary relief".
What You Should Do -- Consumer Action Plan
Consumers should carefully review their credit reports for accuracy and dispute any errors promptly with the credit reporting agency.
Legal Context & Consumer Protection Laws
This case falls under the Fair Credit Reporting Act (FCRA), which governs the accuracy and privacy of credit reporting information.
Regulatory Insight
Credit bureaus are required to investigate disputes and correct inaccurate information, often through non-monetary actions like updating records.
Resolution Likelihood
likely
State-Specific Consumer Protections
The complaint originated in Florida, and the resolution indicates the credit bureau addressed the reported inaccuracy.
Industry Comparison
This is a common type of complaint in the credit reporting industry, where consumers seek to correct errors on their reports.
Related Issues
Frequently Asked Questions
What is CFPB complaint 16283108 about?
CFPB complaint 16283108 involves Credit reporting or other personal consumer reports (Other personal consumer report). The consumer reported an issue with "Incorrect information on your report", specifically "Information is incorrect". This complaint was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC. on September 30, 2025.
Which company is complaint 16283108 filed against?
Complaint 16283108 was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC.. You can view all complaints against this company on their profile page at /company/transunion-intermediate-holdings-inc.
What was the company's response to complaint 16283108?
TRANSUNION INTERMEDIATE HOLDINGS, INC. responded with "Closed with non-monetary relief". The response was marked as timely by the CFPB.
When was complaint 16283108 filed?
Complaint 16283108 was received by the CFPB on September 30, 2025. It was sent to TRANSUNION INTERMEDIATE HOLDINGS, INC. on September 30, 2025.
What state was complaint 16283108 filed from?
Complaint 16283108 was filed from Florida. You can view all complaints from this state at /state/FL.
Was the consumer satisfied with the resolution of complaint 16283108?
Dispute information is not available for complaint 16283108.
What product category is complaint 16283108 about?
Complaint 16283108 is categorized under "Credit reporting or other personal consumer reports", specifically "Other personal consumer report". This is one of the product categories tracked by the CFPB.
How was complaint 16283108 submitted?
Complaint 16283108 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 16283108?
This case falls under the Fair Credit Reporting Act (FCRA), which governs the accuracy and privacy of credit reporting information. This relates to a Credit reporting or other personal consumer reports complaint against TRANSUNION INTERMEDIATE HOLDINGS, INC. involving "Incorrect information on your report".
How likely is complaint 16283108 to be resolved?
Resolution likelihood: likely. The company's current response is "Closed with non-monetary relief". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 16283108?
This complaint is rated as low risk. The risk is low as the complaint was closed with non-monetary relief, indicating a resolution that did not involve financial compensation.
What regulatory actions apply to complaint 16283108?
Credit bureaus are required to investigate disputes and correct inaccurate information, often through non-monetary actions like updating records. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 16283108?
Consumers should carefully review their credit reports for accuracy and dispute any errors promptly with the credit reporting agency.
Are there state-specific protections for complaint 16283108?
The complaint originated in Florida, and the resolution indicates the credit bureau addressed the reported inaccuracy. This complaint was filed from Florida.
How does complaint 16283108 compare to industry norms?
This is a common type of complaint in the credit reporting industry, where consumers seek to correct errors on their reports.
What constitutes 'non-monetary relief' in a credit reporting dispute?
Non-monetary relief typically involves the correction of inaccurate information on the credit report, such as removing a fraudulent account or updating incorrect personal details, without any financial payout to the consumer.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.