Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16283101
TransUnion Resolves Credit Report Accuracy Dispute
Complaint Overview
Complaint ID: 16283101
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: California
ZIP Code: 95035
Date Received: 2025-09-30T12:00:00-05:00
Date Sent to Company: 2025-09-30T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: low
The risk is low as the issue was resolved with non-monetary relief, indicating a likely administrative or data entry error rather than a systemic problem.
Consumer Sentiment: neutral
Topics: Credit reporting, Incorrect information, Account status
AI Analysis
CFPB complaint 16283101 was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC. regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A consumer reported incorrect account status information on their credit report to TransUnion, and the issue was resolved with non-monetary relief. The complaint was received on September 30, 2025 from California. The company responded with "Closed with non-monetary relief".
What You Should Do -- Consumer Action Plan
Consumers should regularly review their credit reports for accuracy and dispute any incorrect information promptly.
Legal Context & Consumer Protection Laws
The Fair Credit Reporting Act (FCRA) requires credit reporting agencies to ensure the accuracy of information in consumer reports.
Regulatory Insight
This case highlights the importance of the FCRA's provisions for dispute resolution and the role of non-monetary relief in addressing reporting errors.
Resolution Likelihood
likely
State-Specific Consumer Protections
The complaint was filed in California, a state with strong consumer protection laws.
Industry Comparison
This is a common type of complaint within the credit reporting industry, often resolved through dispute processes.
Related Issues
Frequently Asked Questions
What is CFPB complaint 16283101 about?
CFPB complaint 16283101 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Account status incorrect". This complaint was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC. on September 30, 2025.
Which company is complaint 16283101 filed against?
Complaint 16283101 was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC.. You can view all complaints against this company on their profile page at /company/transunion-intermediate-holdings-inc.
What was the company's response to complaint 16283101?
TRANSUNION INTERMEDIATE HOLDINGS, INC. responded with "Closed with non-monetary relief". The response was marked as timely by the CFPB.
When was complaint 16283101 filed?
Complaint 16283101 was received by the CFPB on September 30, 2025. It was sent to TRANSUNION INTERMEDIATE HOLDINGS, INC. on September 30, 2025.
What state was complaint 16283101 filed from?
Complaint 16283101 was filed from California. You can view all complaints from this state at /state/CA.
Was the consumer satisfied with the resolution of complaint 16283101?
Dispute information is not available for complaint 16283101.
What product category is complaint 16283101 about?
Complaint 16283101 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.
How was complaint 16283101 submitted?
Complaint 16283101 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 16283101?
The Fair Credit Reporting Act (FCRA) requires credit reporting agencies to ensure the accuracy of information in consumer reports. This relates to a Credit reporting or other personal consumer reports complaint against TRANSUNION INTERMEDIATE HOLDINGS, INC. involving "Incorrect information on your report".
How likely is complaint 16283101 to be resolved?
Resolution likelihood: likely. The company's current response is "Closed with non-monetary relief". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 16283101?
This complaint is rated as low risk. The risk is low as the issue was resolved with non-monetary relief, indicating a likely administrative or data entry error rather than a systemic problem.
What regulatory actions apply to complaint 16283101?
This case highlights the importance of the FCRA's provisions for dispute resolution and the role of non-monetary relief in addressing reporting errors. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 16283101?
Consumers should regularly review their credit reports for accuracy and dispute any incorrect information promptly.
Are there state-specific protections for complaint 16283101?
The complaint was filed in California, a state with strong consumer protection laws. This complaint was filed from California.
How does complaint 16283101 compare to industry norms?
This is a common type of complaint within the credit reporting industry, often resolved through dispute processes.
What constitutes 'non-monetary relief' in credit reporting disputes?
Non-monetary relief typically involves the correction of inaccurate information on the credit report, such as updating an account status, rather than financial compensation.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.