Payday loan, title loan, personal loan, or advance loan -- Problem when making payments -- Complaint #16281918

Complaint Overview

Complaint ID: 16281918

Company: Klarna Ab

Product: Payday loan, title loan, personal loan, or advance loan

Sub-Product: Installment loan

Issue: Problem when making payments

State: New York

ZIP Code: 10034

Date Received: 2025-09-30T12:00:00-05:00

Date Sent to Company: 2025-09-30T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I used Klarna to purchase items on XXXX, on XX/XX/year>, then cancelled the order ( confirmed by XXXX ). The amount was {$38.00} Klarna paused payments but has now reactivated them, attempting to collect money I do not owe. I repeatedly requested written confirmation that I would not be billed, but Klarna only gave vague verbal assurances and failed to resolve the issue. Despite multiple contacts and a XXXX complaint, Klarna continues unauthorized billing. I am requesting the payment plan be closed immediately and written confirmation that my account will not be charged.

Frequently Asked Questions

What is Complaint #16281918 about?

Complaint #16281918 was filed against Klarna Ab regarding Payday loan, title loan, personal loan, or advance loan specifically about Problem when making payments. It was received by the CFPB on 2025-09-30T12:00:00-05:00.

How did Klarna Ab respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, personal loan, or advance loan) and describe your issue in detail.

Can I see other complaints against Klarna Ab?

Yes, visit the Klarna Ab company profile at readthecomplaint.com/company/klarna-ab to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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