Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16256686
Complaint Overview
Complaint ID: 16256686
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: XXXXX
Date Received: 2025-09-29T12:00:00-05:00
Date Sent to Company: 2025-09-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am submitting this formal request under the Fair Credit Reporting Act, Section 605B, regarding a fraudulent account listed on my credit file. The following fraudulent account appears on my credit report : XXXX XXXX XXXXXXXX, Account No. XXXX, Date Opened XXXX2023 This account was created using my personal information without my knowledge or consent. I am a victim of identity theft and had no participation in the establishment or use of this account. This information does not belong to me and should not be associated with my credit profile. Pursuant to FCRA 605B, I am requesting that this item be blocked from my credit report immediately and permanently removed from all future disclosures. Enclosed you will find the required identity theft documentation, including : A copy of my government-issued ID A bank statement as proof of address A copy of my SSN card A completed and signed FTC Identity Theft Report Please process this request without delay. Under federal law, the item must be blocked from my file within 4 business days of receipt of this notice and supporting documentation. If you require any additional information to fulfill this legal obligation, please contact me at the mailing address provided.
Frequently Asked Questions
What is Complaint #16256686 about?
Complaint #16256686 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-09-29T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.